Everyone can start the journey of being frugal and begin saving money by adjusting little things each day. Here are a few steps you can take not to use what you don’t need.

  1. BUNDLE UP: In the winter there are plenty of ways to stay warm without turning the thermostat up. You can put on extra layers, use blankets, scarves, hats and mittens to stay warm. Even better cuddle up with your partner, kids, or pets. You can use space heaters to heat the room you in which you are going to be spending time. Nothing beats a hot meal to warm up and using the oven helps heat your house as well.

2. STAY COOL: In the summer you can use fans and cool showers to cool off. You can try to schedule errands, go shopping, or hang out at the library during the hottest part of the day…let the stores pay to keep you cool. Make sure to use the oven and any appliances only when necessary and in the cooler times of the day.

3. LIGHT BULBS: Use natural light as much as possible to keep from turning on unnecessary lights. Also, unscrew light bulbs that are not needed. Do you really need all three light bulbs on the ceiling fan above the dining room table? Or do you need all ten light bulbs in the bathroom light fixture above the mirror? Probably not! And don’t forget to pay attention to the wattage of the light bulbs and to use the energy efficient light bulbs.

4. SMART COOKING: Simple tricks while cooking can save money as well. After the water is boiled for pasta and the noodles are in the water, you can turn off the burner, put the lid on and set the timer for around 10 minutes and the pasta will continue to cook without using energy. Same for the oven for the last 5 - 10 minutes of cook time.

With a little effort and making daily decisions and following these steps, you will be on your way to a more frugal life, with savings to be used for more pressing needs or just for a rainy day!

(more tips to come)